U.S. Cross-Border Tax Services for Individuals

As cross-border ties between Canada and the United States continue to grow—through dual citizenship, employment, investment, or family connections—navigating the tax landscape between the two countries has never been more important. At Modern Axis CPA, we offer tailored U.S. cross-border tax services for individuals to help you stay compliant and avoid costly mistakes.

Whether you’re a dual citizen, a Canadian with U.S. rental income, or a non-resident earning income from U.S. sources, we have the expertise to assist.

Who We Help

At Modern Axis, we work with a wide range of clients who face U.S. tax filing obligations:

• U.S. citizens or green card holders living in Canada

• Canadians earning U.S.-source income (such as rental or pension income)

• Snowbirds spending part of the year in the U.S.

• Canadians investing in U.S. real estate or securities

• Non-residents with U.S. rental income or dispositions of U.S. property

• Individuals seeking to correct past non-compliance through voluntary disclosure programs

Our U.S. Tax Services

🧾 U.S. Form 1040 & 1040NR Filings

• Form 1040 is required for U.S. citizens, green card holders, and tax residents regardless of where they live.

• Form 1040NR is for non-residents with U.S. income, such as rental or business income, or the sale of U.S. real estate.

We’ll ensure your return reflects applicable tax treaty benefits and that you’re not overpaying U.S. tax where a credit is available in Canada.

🌍 FBAR (FinCEN Form 114) Compliance

If you’re a U.S. person with foreign financial accounts totalling more than $10,000 USD at any time during the year, you’re required to file an FBAR. This includes Canadian bank accounts, investment portfolios, and even jointly held accounts.

At Modern Axis, we handle FBAR filings with care and discretion to ensure compliance and avoid penalties.

Common Cross-Border Tax Challenges We Solve

✅ Dual Filings & Double Taxation

Canadian residents who are U.S. citizens must file both a Canadian and U.S. return. Our goal is to optimize foreign tax credits and avoid double taxation using the Canada–U.S. tax treaty.

✅ Rental Properties in the U.S.

Own a condo in Arizona or Florida? Whether you’re renting it part-time or full-time, we can assist with 1040NR filings, Section 871(d) elections, and rental income optimization.

✅ Disposing of U.S. Real Estate

Selling U.S. property? You may be subject to FIRPTA withholding. We handle the necessary forms and guide you through the recovery or reduction of withheld amounts.

✅ Renunciation & Exit Tax

Renouncing U.S. citizenship? We’ll help you prepare the final dual-status return, Form 8854, and address any expatriation tax issues that may arise.

✅ Delinquent Filings & Voluntary Disclosures

Fallen behind on your U.S. filings? We guide clients through the Streamlined Foreign Offshore Procedures and other IRS amnesty programs to help you catch up without penalties.

Why Work with Modern Axis CPA?

At Modern Axis, we’re not just Canadian CPAs—we understand the complex interplay between U.S. and Canadian tax systems. Cross-border tax is a highly specialized field, and you need someone who knows how to navigate both sides of the border.

We’ll help you:

• Determine your U.S. tax filing obligations

• File 1040 or 1040NR returns accurately

• Ensure proper FBAR reporting

• Avoid common treaty pitfalls

• Understand and minimize your cross-border tax burden

Whether you’re catching up on prior filings, dealing with current obligations, or planning for the future, we provide practical advice that aligns with your financial goals.

Need Help Navigating U.S. Cross-Border Taxes?

From 1040 and 1040NR filings to FBAR reporting and general cross-border tax planning, Modern Axis CPA is here to support you. We offer individualized guidance and can help you make confident decisions—wherever you reside.

Let’s simplify your U.S. tax obligations so you can focus on what matters most.

Get in touch today to book a free discovery call and learn how we can help.